Are you suffering from back pain, joint pain, limited mobility, a sports injury or other issues? If so then odds are you have medical insurance including physiotherapy coverage. However, most insurance plans offer a maximum coverage amount each calendar year. So, if you have yet to take advantage of your physiotherapy benefits this year then you could lose any unused amount when your coverage resets in January.
Are you covered?
Many people in Canada are still unaware that physiotherapy is covered by a large number of medical insurance plans. Most of the time this coverage will pay for part or all of your physiotherapy costs, however there is generally a maximum dollar amount which is covered within a set time period.
Usually this time period is a calendar year (January to December). That means if you have up to $1,000 worth of physiotherapy coverage this year, but don’t take advantage of it, then next year it resets back to $1,000 – it does not accumulate. Similarly, if you exceed the maximum this year, then you may have to pay out of pocket to cover your costs, but your coverage will reset again next year.
What does this mean for you?
If you believe you may be able to benefit from physiotherapy, but aren’t entirely sure, then it is better to take advantage of the coverage you have now, before it resets to reduce your personal costs and maximize the coverage available to you.
Preventative physiotherapy
Physiotherapy is not just reserved for treating injuries or other issues, it is also an effective preventative treatment to nip potential problems before they become an issue you can’t ignore. Suffering from slight back pain or discomfort once in a while? Don’t wait until your pain becomes debilitating, causing you to miss work, take medication or need surgery. Use your physio coverage today to start building flexibility and core strength to loosen and strengthen you back, preventing future issues from developing.
Is physiotherapy right for you?
Physiotherapy is perfect for people of all ages, particularly:
- Athletes who have a specific injury or want to spend less time on the sidelines, and more time on the field by utilizing preventative physiotherapy.
- Kids and teenagers who are recovering from an injury – rehabilitation is important at any age, but particularly at a young age when injuries may have a negative effect on the body’s development and growth.
- Seniors looking to build strength, stay fit, and increase their mobility and range of motion.
- Anyone who is feeling the natural wear and tear of life including poor posture, joint pain, reduced range of motion and other issues.
Although physiotherapy can have huge benefits for virtually anyone, there are some important things to consider. If you have had a heart attack, stroke, or other serious medical condition then you should consult your doctor and your physiotherapist before beginning treatment.
Deciding to make the most of your physiotherapy coverage while you have it is a shrewd decision, but finding the right physiotherapist team to treat you is just as important. If you are located in the Ancaster area, then the choice is clear. Meadowlands Physiotherapy offers effective personalized treatment from experienced, highly trained physiotherapists. Our flexible payment options help you make the most of your coverage.
Social 1: Physio coverage: use it or lose it!
Social 2: Don’t wait until a little discomfort turns into a lot of pain. Take advantage of your physio coverage now and reduce the risk of future injury.